CHIP SULLIVAN - ATTORNEY AT LAW 

Unfortunately auto accidents are far too common, and when two 4,000+ pound vehicles traveling at 30 mph collide, all that energy has to go somewhere, and you are sitting right in the middle of it. The serious injuries and stress resulting from an auto accident are only complicated by the legal difficulties involved.

We have all heard it before, "The insurance companies have attorneys working for them..."  

Let's modify that a bit. "The insurance companies are in business to make money." That's their job; they have shareholders and investors to pay dividends (profits) to. They are not there to compensate you when you're injured. In fact, they want to minimize the payments to you, so as to maximize the profit to the company and their personal bonuses. Company employees are prepared, trained, and rewarded to minimize your injury; and, therefore, the cost to the company.  Yes, even your own insurance company when the other driver has no insurance or not enough insurance.

So be prepared to help yourself.

1.  Go to the hospital or call your physician immediately to report any symptoms or pain you are feeling.

2.  Do not minimize your pain or "soldier up", be honest, if it hurts let them know; it will be reflected in the doctors' and the nurses'          notes and it will be used against you down the road if you don't.